Arbor Lakes - Hernando
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About Us

Arbor Lakes Clubhouse

Arbor Lakes...Where you can enjoy an active community lifestyle in a quiet neighborhood setting.

Relax On The Fishing Pier

Great Place to Fish, Have Lunch or Enjoy Nature

Shuffleboard

Great Place For A Leisurely Game of Shuffleboard

Enjoy The Day On the Lake On Your Boat or Kayak

Tennis / Pickleball Courts

Kayak Storage

Community Pool

Relax By The Solar Heated Pool

Meet The Board of Directors

Image of Raymond Kowalski

President - Raymond Kowalski president@arborlakeshernando.com

My name is Ray Kowalski. I am the President of Arbor Lakes homeowners association. I bought my home in 2009, but did not live here in Arbor Lakes until 2021 when I retired from my 35-year career as a UPS driver.


I'm originally from northern Wisconsin. Both myself and my fiance Della enjoy the year round warmer temperatures. We appreciate living in a community setting. We enjoy being able to see and do activities with our neighbors. Many days it's almost like being on vacation!


Della and I have many hobbies from swimming, kayaking, biking and most important pickleball. These are our main activities, but we also always look forward to discovering Florida with two or three day Adventures. We like working around the house, making our house a home with outside yard work and small projects inside.


My vision for Arbor Lakes and my position is President is being able to participate on a board that engages with our community with transparency, while also realizing a fiduciary responsibility.

Contact Ray
Image of Stephen Wrinkle

VP/Treasurer - Stephen Wrinkle vp@arborlakeshernando.com

My wife, Pam, and I moved to Arbor Lakes 10 years ago and enjoy living here very much. 


I am the youngest of six children, all born in the 1950s. I have two daughters, a stepson and a stepdaughter, and five grandchildren. I grew up in western Massachusetts, where I raised my children. 


I graduated from Westfield State College with a BS in Business with a major in finance and a minor in accounting.

Contact Stephen

Secretary - Madonna Patton secretary@arborlakeshernando.com

I have volunteered to serve as the Secretary of Arbor Lakes HOA here in Hernando, FL.  Originally from Kankakee in cold Illinois, my husband Larry of 59 years and I are parents of 2 daughters with 4 grandchildren and 2 great-grandchildren. My BA in Art led me to the classroom where I spent 40+ years mentoring students to enjoy middle school Math in both public and private sectors.  Vacations to Florida were always on our summer schedule and eventually our retirement destination in 2014.  We found Arbor Lakes to be a gem in the rough, financially sound, with a community of pleasant people with displaying exceptional camaraderie.  In the position of secretary I will be responsible to post a notice on the clubhouse bulletin board of HOA meetings and record  the minutes of each in a timely manner.  Most importantly, the secretary is responsible to prepare and distribute the Welcome Packet of information to all new residents.

Contact Madonna

Director of Grounds - Grace Rinaldi groundsdirector@arborlakeshernando.com

BIO Coming Soon!

Director of Club House Suzy Collin clubhousedirector@arborlakeshernando.com

 Linda has  lived in Arbor Lakes for 13 years. She moved from Massapequa Park NY in August 2011, following her parents to Arbor Lakes. She spent 40+ years in the Insurance Industry before finally retiring in December 2021.  Linda has a son in Montana and a daughter in upstate New York.  Two granddaughters-- 1 each in New York and Montana. Her hobbies include reading and Yoga. 

Linda decided to give back to our community and joined the Board of Directors in January 2022. Trying to keep the Clubhouse operating smoothly with all the activities that go on under its roof. It takes many people to keep this community running. Everyone can contribute in whatever capacity they may be able to - to keep this community as great as it is.

Contact Suzy

Director of Recreations – XXX recreationaldirector@arborlakeshernando.com

Contact XXX
Image of Tom Skagen

Director of Architectural Review Committee - Tom Skehan arcdirector@arborlakeshernando.com

Married 40 years to my wife Janet…

Education: BBA Cleveland State University; MBA Nova Southeastern University…

Career work: Management and sales in wholesale distribution/manufacturing in the building materials' industry.

My intention as ARC Director is to assist all fellow Arbor Lakes residents with any concerns that they may have in a prompt and courteous manner.

Contact Tom

Arbor Lakes Villas Contacts

Mowing, Trimming, Mulching,

Fertilizing Weed & Pest Control

Fertilizing Weed & Pest Control

Dan Cerney - Chairperson                        

djcerney73@gmail.com                            

Preferred contact method: Email


Contact Dan

Fertilizing Weed & Pest Control

Fertilizing Weed & Pest Control

Fertilizing Weed & Pest Control

Carmen Ziarkowski,                             

arborlakespests@gmail.com                    

Preferred contact method: Email

                                           

Contact Carmen

Sprinklers

Villa Painting (December-March)

Villa Painting (December-March)

Phil Cutrone                 

ecfan65@hotmail.com                              

Preferred contact method:  Text


Contact Phil

Villa Painting (December-March)

Villa Painting (December-March)

Villa Painting (December-March)

Judy Herron,                                

jlherron2@aol.com                                  

Preferred contact method:Phone Call


Contact Judy

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